# Privacy Policy

**App:** MoneyMind - Budget & Finance  
**Last updated:** March 17, 2026

## Overview

MoneyMind is a personal finance tracking app. This policy explains what data is collected, how it is stored, and your rights.

## Data Collection

MoneyMind does **not** collect, transmit, or share personal data. The app works offline and does not send your information to external servers.

## Data Storage

All data you enter (transactions, budgets, and settings) is stored **locally on your device**. The app uses AES-256 encrypted local storage. Encryption keys are generated and kept on your device.

## Data You Control

- You can export your records to CSV files.
- You can import records from CSV files.
- You can delete records at any time in the app.
- Uninstalling the app removes locally stored app data from your device (subject to OS behavior and backups).

## Permissions

MoneyMind may request optional file access permissions only to support CSV export and import.

## Third-Party Services

MoneyMind does not include third-party ads, analytics trackers, or account systems.

## Children's Privacy

MoneyMind is not designed to collect personal information from children. No account registration or online profile is required.

## Changes to This Policy

If this policy is updated, the date at the top will be revised.

## Contact

For privacy questions, use the contact method listed on the app's Google Play listing.
